Welcome to Philips Pensioenfonds!
You have recently started working at Philips or Signify
Like all your other new colleagues who have welcomed you to Philips, we would also like to introduce ourselves. If you work at Philips or Signify, you automatically participate in the flex pension. That is our pension scheme. We are Philips Pensioenfonds. Welcome! On the web page 'Pension 123' you can read information about your pension scheme. In addition, you will find on this web page information about your pension scheme that is important for you as a new member.
Personal space 'MijnPPF'
Arrange your pension affairs quickly and easily
Firstly, it is good to know that you can view your personal pension data in our secure personal pension space ('MijnPPF'). You can also submit changes to it. The Pension Planner with which you can calculate your pension is part of MijnPPF. You log in with DigiD.
Have you worked before? Then you have probably built up pension through your previous employer. You can transfer this pension to Philips Pensioenfonds. This is called value transfer.
Pension for partner and child
After your death you want your partner and children to be well cared for. As a participant of Philips Pensioenfonds you do not have to worry about this. Our pension scheme provides an income for your lagging partner. Possible children may also be entitled to an income: the orphan's pension.
If you die and your partner is registered with us, Philips Pensioenfonds will automatically pay him or her a survivor’s pension. He or she might also be entitled to state benefits under the Dutch Surviving Dependants Act (Algemene Nabestaandenwet, ‘ANW’). You may wish to take out ANW shortfall insurance with us if your partner does not have an entitlement, or not a full entitlement to ANW benefits.
Do I have to pay a personal contribution for the flex scheme?
You pay a personal contribution for your pension. This premium is deducted from your gross monthly salary each month. At this moment, you pay 2% of your pensionable salay. Have you taken out the Anw-shortfall insurance? Then you also pay a personal contribution for this.
Will the pension that I accrue in the flex plan be adjusted to inflation?
Philips Pensioenfonds tries to increase your accrued pension each year with the increase in wages within Philips (also for those working at Signify).