Receiving pension abroad
You must arrange a number of things
If you live or move abroad, some of the arrangements are different. You can read here what they are.
Certificate of Life
If you live in the Netherlands, we automatically receive details about your personal situation via your municipality. If you reside outside the Netherlands, we do not automatically receive this information. That’s why we ask you always to provide us with this information.
Will the health insurance contribution be deducted from my pension?
That depends on where you live. If you live in a member state of the European Union (EU), the European Economic Area (EEA) or a treaty country, the health insurance premium will be deducted from your pension. If you live elsewhere, this will not be deducted.
Who determines how much health insurance premium I have to pay?
The ‘CAK' does that.
What does the Zvw contribution consist of if I live abroad?
This consists of:
- an income-related Zvw contribution
- an income-related contribution under the Wlz (formerly AWBZ)
- a nominal contribution
Is it advisable to open a euro account?
Philips Pensioenfonds pays your pension in euros. If you do not have a euro account, it is possible that your bank will charge you for this. It is not possible to open a euro account in every country. Ask your local bank if it is possible to open a euro account.
Do I have to pay wage tax in the Netherlands?
That depends on whether the Netherlands has made agreements on this with the country in which you live. If you live in a so-called treaty country, you may not have to pay wage tax in the Netherlands. To do this, submit a request for "exemption from wage tax deduction / national insurance contributions" to the ‘Belastingdienst'.