Choose your retirement age
Have you built up a pension with Philips Pensioenfonds and are you 55 or older? Then you can retire within our pension scheme. You can therefore choose your retirement age. We are happy to help you make the right choice for your future. That is why we provide you with more information on this page that will help you make the right choice.
The amount of your pension depends on the various choices you make. We would like to hear your desired retirement date 6 months before you want to receive your pension. Do you want to retire sooner? Then contact us and we will look at the possibilities together.
Step 1: check your details in MijnPPF
MijnPPF is the secure web environment in which you can find your personal pension information. After you have logged in, go to 'Profile'. There you can view your details and those of your partner. Are your details incorrect? Then you can adjust some information yourself on your profile page.
Why do I have to check my details?
The correct information is important, because the pension amounts in the Pension Planner can change as a result. Be sure to check that your partner's details are correct. Only then will your partner receive a survivor's pension after your death.
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Step 2: calculate the consequences of your choices in the Pension Planner
You can also find the Pension Planner in MijnPPF. The Pension Planner shows your accrued pension with Philips Pensioenfonds and the AOW pension from the government graphically. As long as you have not yet chosen a retirement age, the Pension Planner assumes the standard retirement age of 68 years. In addition, some other default choices are assumed. You can now adjust the standard choices yourself and calculate the financial consequences this will have for your pension. This will give you a good idea of your possible pension situation. You can choose your retirement age based on this.
MijnPPF: Pension Planner
With the Pension Planner in MijnPPF you can calculate certain pension choices.
Go to MijnPPFRetirement age
In the Pension Planner you can see what consequences certain starting ages have for your pension. Would you like your pension to start before the age of 68? Then your pension will be lower. You will receive your pension earlier and therefore longer. If you retire later, your pension will actually be higher. You cannot record your choice of retirement date via the Pension Planner. You can read how to do this in step 3.
You can also calculate your choices regarding the survivor's pension, bridging pension and the high / low arrangement in the Pension Planner.
Go to Pension Planner in MijnPPFStep 3: Provide your retirement age
You do not have to make the choice of your retirement age immediately. We would like to hear your desired retirement date 6 months before you want to receive your pension. Do you want to retire sooner? Then contact us and we will look at the possibilities together.
Report retirement age
Do you know when you want to retire? Please inform us of this in writing by e-mail or by post. You will then receive written confirmation that we have recorded your choice. You will then receive written confirmation that we have recorded your choice.
Please note: once you have chosen your retirement age, you can no longer change it.
Assistance
During the online pension interview, we will explain how to choose your retirement age and discuss the choices you can make when you retire.
More about video callingStep 4: make choices about your income
Have you chosen your retirement date and it is fixed? Then go to the Pension Planner in MijnPPF. At that time you can enter your definitive pension choices in the Pension Planner:
- Option 1: Retain or exchange survivor's pension
- Option 2: Bridging pension
- Option 3: First more and then less pension (high-low arrangement)
The Pension Planner takes you step by step through the various choices you have. Have you made your choices? Then you finalize your pension application by printing, signing and returning the summary of your choices. Your pension application will then be processed and your choices will only be finalized.
Pension choices before retirementRelated information
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Indexation policy
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Go to indexation policy
Mijnpensioenoverzicht.nl
This website gives you insight into your total pension situation. There you will also see the pension that you may have accrued with other employers.
Go to Mijnpensioenoverzicht.nl