You have probably already heard the news: the government, employer organisations and unions recently settled on the details of the Pensioenakkoord, or ‘National Pension Agreement’. The idea is that this new national agreement will lead to new legal requirements for Dutch pension plans. We can imagine that you have all kinds of questions. In fact, we have been asked many of those questions already. How does this affect my pension accrual? Will it affect people who are already drawing a pension? What exactly will change? We have listed a number of these questions, together with what answers we can give, based on the little information that we now have. One thing is clear, however: your pension will become less certain. So what does that mean?