News

26 September 2024

Blog

What needs to be done for us to be able to carry out your new pension plan?

In May, we announced the news that Philips and the unions had agreed on the details of the future pension plan, and that they had decided on a solidarity-based contribution plan. It will be another two years or so before the new pension plan will come into effect, but even though that is far away, we are not sitting still now. Read on to find out more about the process ahead during the next two years.
8 May 2024

Blog

A personal pension with solidarity

This article explains the most important features of the pension plan that has been chosen, and how Philips Pensioenfonds will now proceed. Lastly, it provides some information about the right of pension beneficiaries to be heard.
2 November 2023

Blog

Roadmap to your new pension

Together with the employers, we have put together a timeline to show what we are doing in the run-up to the new pension plan, and what to expect from us during each phase. 
27 January 2023

Blog

Considering a range of different scenarios

In this blog I would like to share an update of where we stand in relation to the Future of Pensions Act. Read on to find out more about what we are preparing behind the scenes.
27 January 2022

Blog

Making up missed indexation: how does that work?

Philips Pensioenfonds believes that the pensions that it offers should retain their purchasing power in the long term, so that they still buy as much in the future as they do now. That is our ambition. To realise that ambition, we need to adjust your pension to reflect wage increases (for active members) and increases in prices (for pension beneficiaries and non-contributory policyholders). From 2011 to 2021, however, Philips Pensioenfonds did not fully index its pensions. If you were a member of our pension fund during that time, this means that you missed out on indexation. In 2022, we can make up the difference a little, by granting compensatory indexation. To do this, we must comply with a number of legal rules that apply.
27 January 2022

Blog

Looking ahead to the second half of the year

In the middle of this holiday period, I like to briefly look ahead to the second half of this year. The Future Pensions Act and the socially responsible investment of your pension money will again be high on the agenda in the second half of the year. We will also evaluate our indexation policy.
22 July 2021

Blog

Column 'Pension questions: do you know the answer?' - Gener@ties July 2021

This column has been written for participants who have not yet received a pension. “Your pension contributions – does Philips Pensioenfonds earmark them for you personally, or do they go towards the current pension beneficiaries?” “When can you start drawing the pension that you have accrued with Philips Pensioenfonds?” “Does Philips Pensioenfonds offer the possibility of taking out insurance for your surviving dependants?” We presented these questions to a large group of members last April, to find out your thoughts about pensions, and what you know about them. Misunderstandings can lead to m...
29 April 2021

Blog

Column Gener@ties April 2021

Philips Pensioenfonds invests the money from your pension premiums. We use the returns on those investments to pay you a proper pension. When we make our investments, we also take social aspects into account, such as the environment and human rights. Last year we conducted a large-scale survey among our members to learn more about your views on our social investment policy, and to determine whether we have your support to further develop that policy. The result: most definitely! We can now give you an update: what have we done since our survey in 2020?
3 November 2020

Blog

Column Gener@ties for active members

Moving in with your partner, getting married, having children... These are probably not the moments in your life when you are most likely to be thinking about your pension. Nevertheless, it is important to know where you stand with your pension whenever your life enters a new phase. Today marks the start of the Pensioen3daagse, an annual 3-day event that is all about pensions. Around the country, the focus will be on this year’s topic: ‘Everything ready for your retirement? Make sure now!’ While you do not need to pay mind to this call to action every day, or even every month, it certainly becomes relevant at times of major change in your life. Read on to find out more.
30 July 2020

Blog

Column Gener@ties 30 July 2020

You have probably already heard the news: the government, employer organisations and unions recently settled on the details of the Pensioenakkoord, or ‘National Pension Agreement’. The idea is that this new national agreement will lead to new legal requirements for Dutch pension plans. We can imagine that you have all kinds of questions. In fact, we have been asked many of those questions already. How does this affect my pension accrual? Will it affect people who are already drawing a pension? What exactly will change? We have listed a number of these questions, together with what answers we can give, based on the little information that we now have. One thing is clear, however: your pension will become less certain. So what does that mean?