Pensioen 123 Layer 2

High-low scheme

Checked on 23 November 2021

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Beginning with a higher pension

You can also choose to receive a higher retirement pension for the first few years and then a lower retirement pension later. This is called the high-low scheme. You can receive a higher pension until you receive your AOW state pension or until you reach the age of 72. Thereafter your retirement pension is lower than stated on your Uniform Pension Overview.

This is a once-only choice! So once you have opted for this, the decision can no longer be reversed.

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