Pensioen 123 Layer 2

Exchanging survivor’s pension for retirement pension

Checked on 23 November 2021

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Exchanging survivor’s pension for retirement pension

As well as a retirement pension, you accrue a survivor’s pension, i.e. an income for your partner in the event of your death. Check your Uniform Pension Overview to see how much survivor’s pension you have accrued.

If you are retiring, you can exchange (part of) the accrued survivor’s pension for a higher retirement pension for yourself. This may be an option if your partner has sufficient income him/herself. Or if you do not have a partner or no longer have a partner. You can also completely forego a survivor’s pension, in which case your partner will no longer be entitled to a survivor’s pension in the event of your death, but you will be entitled to a higher retirement pension for the rest of your life.

Important!
Once you have decided on retirement to exchange or not to exchange the survivor’s pension, this decision can no longer be reversed. If you have a partner, he/she has to agree to your choice.

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