Value transfer

Checked on:

What does transferring—or not transferring—your pension mean for your pension payout?

Transfer your pension Do not transfer your pension
  • You will receive your pension from one pension provider.
  • Your pension becomes more transparent: all your pension is combined, you receive one pension statement and one annual statement, and in your pension provider’s 'My Space' you can see your total pension.
  • You only need to submit your pension application to one provider: you make your choices in one place and do not need to coordinate them with a pension application elsewhere.
  • You will receive your pension from multiple pension providers.
  • Your pension is less transparent: there may be different payment dates, multiple pension statements and annual statements, and no total overview with a single provider.
  • You can view a total overview of your pension via the government website mijnpensioenoverzicht.nl.
  • You need to submit your pension application to multiple providers, each with its own choices and communication channels.
  • You are not dependent on a single pension provider, which can be seen as a form of risk diversification.
Go back